During Identity Theft Awareness Week, it’s a good time to think about a sobering reality: your personal information has been stolen. Many entities have our personal information – credit card and bank account numbers, Social Security numbers and health-related information – and data breaches have exposed it. So, what can we do to protect ourselves after the fact?

Here are three steps to protecting yourself against identity fraud.

•Place a security freeze on your credit accounts with the three big agencies so no one can open a new credit line in your name;

• Establish online access to your financial accounts and monitor regularly (you can typically set up text alerts for activity on these accounts);

•Use unique passwords for every online account; consider purchasing a password manager that creates complex passwords and stores them securely.

Be a fraud fighter! If you can spot a scam, you can stop a scam.

Visit the AARP Fraud Watch Network at www.aarp.org/fraudwatchnetwork or call the AARP Fraud Watch Network Helpline at 1-877-908-3360 to report a scam or get help if you’ve fallen victim.